Tuesday, October 8, 2013

What's next?

The show season has come to an end, but the next season will arrive before you know it. No matter if you placed Champion or not at all means that there is always room for improvement. What can be done for next year to help you meet your goals, your trainers goals and ask yourself should your riding strategy be re-evaluated? Are you competing in the right classes? These are all valid questions but how do you address them for a better future...

There is so much for any rider to get ready for! The start of the new season is only 3 months away. Yikes! I would be asking myself some questions and toss around some food for thought:
1. What was the most consistent problem you faced in the 2013 year?
2. Write down realistic goals. I.e. I would like to be able to place in top 10 in my 3' amateur hunter division.
3. Don't get in over your head by not setting a strategy with your trainer that takes into consideration those problems you faced in 2013.
4. Figure out how you learn best. Are you a visual learner? Or are you better when verbally explained? Determining how well you learn can assist you in becoming a better rider.
5. Most riders that compete in the A and B shows are students; meaning they are in school. Since the majority of those are students, then time management is key. Balancing school, riding and anything else is vital for a sound minded rider. I know without some organization when I was a student, I would have never been able to pull off straight A's (as that was what my mother told me I had to have in order to continue riding).
6. Lastly remember to always practice. "Practice makes perfect", isn't that how the saying goes?

There is always more advice; especially advice that just floats in one ear and out the other. Knowing how you want to prepare and what you want to do next year is key! Plus, we can never forget to have fun!

Thursday, May 16, 2013

Insurance for Equine Camps and Clinics

It is prudent for the organizer of camps or clinics, to have insurance for injuries to the third party, participants. Coverage can be endorsed as part of an on going commercial stable operation or purchased on an individual, one time basis. When speaking to your insurance agent, it is important to differentiate between the activity of a camp and that of a clinic. The underwriting companies may charge differently for these two occurrences.

A camp is customarily, a full day of riding and non-riding activities packaged in a series, over a week long period. A clinic is usually a concise, riding group lesson, lasting an hour or so, over the period of one or several days. The participants in both activities are typically, people who are not your regular students.

Most insurance companies have no problem with day camps or clinics that offer horse related activities. The various underwriters will review the activity parts and charge accordingly for the inherent risks. It is extremely important to disclose to your agent, exactly what activities you have planned and how they will be implemented. Generally, the costs are charged according to the number of participants, their ages, the number of days offered, gross receipts, number of school horses used, and how many instructors, with their qualifications. Some activities will not be acceptable and therefore should be avoided. Those may include overnight camps, cooking and providing food, transporting people, swimming, and other non-horse related functions.

Whether you are having a camp or clinic, it is important that the instructor is insured. The instructor may already be insured as part of the barn’s coverage or be an outside independent contractor. If they are an outside instructor, the camp or clinic organizer must require that they carry their own insurance and supply the organizer with a Certificate, showing proof. If the outside instructor does not have insurance, you may be able to add them to the facility insurance at an extra cost.

Further, it is imperative that a proper release of liability form be completed by every participating person, and/or the responsible adult. The form must include all the instructor’s names, landowner entities, and your specific state statute equine liability language.

For further information, contact Shawna Dietrich of Dietrich & Company Equine Insurance 800-942-4258

Thursday, March 21, 2013

Is your horse properly insured?

We all know that insurance is an important part of life!
From car insurance, health insurance, homeowners insurance and life insurance, just to name a few. Most of us are fairly familiar with these types of insurance and how to navigate the system. However, when it comes to equine insurance many people are left scratching their heads. Do I need it? What kind? How much?

Equine insurance is highly varied based upon your needs, your horse(s), usage, etc... some of the most general and common types of equine insurance are Full Mortality, Loss of Use, Surgical and Major Medical. Then there are a host of others to consider such as Specified Perils, Stallion Availability and International Air Transit just to name a few!

So how do you decide what type of insurance you need? Well the best answer would be to talk with a professional such as your trainer and with an Equine Insurance Specialist. A insurance specialist can help you to determine what type of insurance would be best for you.

Dietrich Equine Insurance is a Kentucky based Equine Insurance Company comprised of a host of licensed insurance agents that are active in the horse world, both in competition and pleasure. These are agents are uniquely qualified to help guide you through Equine Insurance.

Dietrich Equine not only specializes in Equine Insurance but also in Farm and Liability Insurance allowing them to help with all of your Equine related needs.

For more information go to www.ChicagoEquestrian.com for a direct link to Dietrich Equine Insurance.

- Posted by Steph from my iPad

Friday, March 15, 2013

March Madness Giveaway!

Who doesn't love a giveaway!!

All new subscribers to www.ChicagoEquestrian.com between now and March 31st will be entered into a giveaway of a quality Walsh leather halter.

This time of the year is the perfect time for a new halter! With the mud and muck of winter transitioning into spring,having a brand new beautiful halter sure would be nice.

Walsh Harness & Saddlery has a long and rich heritage of producing peerless products known for their craftsmanship, longevity and ease of use. The company was founded in 1914 by John Walsh. The best part about Walsh... All Walsh brand products are not only manufactured right here in the USA but in Brookfield, Wisconsin.

It is great to know that when you invest your money in quality Walsh products you are supporting a local/regional based company!

NOW... Head on over to www.ChicagoEquestrian.com and become a subscriber today to get your name entered in the free Walsh halter drawing!

- Posted by Steph from my iPad